Vanguard recommends “that at least 20% of your overall portfolio should be invested in international stocks and bonds. However, to get the full diversification benefits, consider investing about 40% ...

The March 19 letter from Chairman Tim Walberg (R-Mich.) to Labor Secretary Lori Chavez-DeRemer comes as a federal circuit court judge recently granted the DOL its motion to pause two federal court ...

Quarterly meetings with the recordkeeper are still the most frequent, but only done by 37.0 percent of organizations, ...

In a hopeful sign regarding saving by younger generations, the CRS data by age group shows that between 2019 and 2022 the ...

The number of 401(k) participants raising their deferral rates in 2024 illustrates plan sponsors’ implementation of automatic solutions, according to an early preview of Vanguard’s How America Saves ...

In considering a (nother) motion to dismiss by the Cisco defendants, the court provided a brief history of the case; that on Aug. 11, 2023, the Court granted Cisco’s motion to dismiss the complaint ...

The model notice lets a plan participant know that the plan sponsor has applied to participate in the DOL’s VFCP regarding the plan, and explains that the program is voluntary and is intended for plan ...

Participant outcomes in 2024 remained strong — plan sponsors continued to implement automatic solutions and leverage human inertia to influence decision-making, an early preview of Vanguard’s How ...

Many investors are rushing to complete Roth conversions now, as the current favorable tax rates are set to expire after 2025 unless extended by lawmakers. Why the Rush on Roth? With the 2017 Tax Cuts ...

The U.S. Senate on March 12 confirmed Keith Sonderling, a former EEOC commissioner and Department of Labor (DOL) official, to serve as Deputy Secretary. Sonderling, who will now be the second in ...

A bill has been reintroduced in both houses of Congress that would prohibit ERISA-covered retirement plans from investing in companies based in foreign adversary countries. The Protecting Americans’ ...

It was a cold winter in most of the country — just ask the Floridians who had to shovel inches of snow to reach the orange trees. And the chill extended to California — at least as far as CalSavers is ...