Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...

Have idle funds you don't want to invest? You can still put the money to work earning a great return. Here's what all the best cash savings options are paying right now.

Commissions do not affect our editors' opinions or evaluations. A one-year certificate of deposit (CD) gives you a guaranteed return on your investment with the security of FDIC insurance and the ...

Looking for the best credit unions in the U.S.? We ranked CUs based on rates, fees, security, social responsibility, and more ...

MoneyCrashers.com does not include all savings companies or all savings offers available in the marketplace. No investment or savings vehicle is entirely without risk, but certificates of deposit (CDs ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Opening a certificate of deposit (CD) can be a solid way to lock in predictable growth on your savings. Currently, the highest average CD rate is 1.83% APY for a 12-month CD, according to the ...

Current CD Rates The best banks and credit unions for CDs offer a high rate on certificates of deposit with good perks and low minimum opening deposits. Our top picks for CDs are protected by ...

If you don’t have a large initial deposit to put into a standard IRA certificate ... a financial advisor or tax professional for more information on cashing in an IRA CD without penalty.