Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are stolen or damaged, ACV coverage takes into account ...