A joint-life annuity ensures that after one annuitant dies, payments continue for the life of the surviving spouse. If the ...

One of the biggest mistakes people make when buying an annuity is overlooking the fees. Annuities are often loaded with ...

All deferred annuities have accumulation periods. A deferred annuity is simply an annuity that you pay into over a period of ...

Limra figures reveal third straight year of record sales, with demand for fixed-rate deferred annuities declining and robust ...

As part of any retirement planning scenario, you will look at all the options available. Whether this is maintaining a ...

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

The IRS ruled that a contingent deferred annuity contract qualifies as an annuity contract under § 72. The ruling covers the tax treatment of the contract’s guaranteed payments, the lack ...

The solution is intended to improve financial planning by integrating annuity options more directly into the modeling process ...

Accumulation phase: This is the period when you contribute to the annuity. During this time, your contributions grow tax-deferred, allowing the investment to increase in value before payouts begin.

Best for: Younger individuals who have the time to let investments grow. How to use: Deferred annuities can create a tax-deferred savings account that supplements retirement income. Best for ...

Total 2024 annuity sales were up 12% over 2023, according to preliminary results from LIMRA’s U.S. Individual Annuity Sales Survey.